Light Stream

Dive right into planning and designing your pool with simple, low interest rate financing through LightStream.



  • Rates as low as 4.74%-6.74% APR*‡ with AutoPay (reflects program’s exclusive discount incentive)
  • Financing from $10,000 up to $100,000**
  • Flexible loan terms from 24 to 84 months.
  • Virtually paperless loan process with a response in minutes during business hours.
  • No fees.
  • Loan proceeds can be used for anything in the backyard.
  • Joint applications accepted.


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Rates are subject to change at any time without notice.
† You can fund your loan today if you apply, are approved, and complete the following steps by 11:30 a.m. Paci_c time, 2:30 p.m. Eastern time on regular business days (M-F):
(1) review all disclosures and your loan agreement carefully, and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the _nal veri_cation process. Excludes federal holidays.
‡ Discount of .25 percentage point on a new LightStream loan referred online by Borrower must apply directly through this website, and with cookies activated on their browser in order for this offer to be tracked and valid.
* The APR listed is for a loan between $25,000 and $100,000 with a term between 24-36 months, for the purpose of home improvement. Your APR may differ based on loan purpose, amount, and term. Rate is quoted with AutoPay repayment option. Rates under the invoicing option are 0.50% higher. Monthly payments for a $25,000 loan at 4.74% APR with a term of 3 years would result in 36 monthly payments of $746.36. Subject to credit approval. Conditions and limitations apply. Rates as of 3/19/2013. Advertised rates and terms are subject to change without notice.
**Minimum loan amount in Kentucky of $15,001.00




Borrowers initiating funded loans through will receive a rebate of 1% of the loan amount - automatically.* and Lending Club have teamed up to offer an unsecured personal loan program for the swimming pool, irrigation and landscape industry.


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Program Highlights Include:


  • Lending Club offers unsecured consumer financing for loans up to $35,000 (as low as $1,000).
  • Fixed Rate Interest Rates in the range of 6.78% to 25.41%, based on credit qualifications.
  • Unsecured installment loans with terms of 36 or 60 months.
  • Funds can be used for anything you want to finance (new pool construction, pool repairs, above ground, in-ground, pool equipment, spas, landscaping, irrigation, outdoor kitchens, patio furniture, etc.)
  • Borrowers who are approved will be funded directly (on average within 7 days).
  • Consumers need a minimum credit score of 660 to be considered.
  • Currently offered in 42 states; states not available yet are: Idaho, Indiana, Iowa, Maine, Mississippi, Nebraska, North Dakota, and Tennessee.



All fields are required. The loan application process is entirely online. Your application will not be processed unless all steps are completed. You will receive either a preliminary acceptance or decline from Lending Club when you have completed the application process.


  • * First name:    
  • * Last name:    
  • * Email address:    
  • * Phone:    
  • * Address :    
  • * City:    
  • * State:    
  • * Zip:    
  • * Loan Amount:    
  • Up to 35,000    
  • Retailer/Contractor:    


*One percent of the loan proceeds issued to the borrower, net of any fees, will be paid directly into the borrower’s Lending Club account following the successful first payment on a new Lending Club loan referred online by Borrower must apply directly though this website, and have cookies activated on their browser in order for this offer to be tracked and valid.